Job Description

MORTGAGE LOAN ORIGINATOR

Independent Broker Platform | W2 or 1099 | Remote / Flexible

This isn't a job. It's a platform for professionals who want to own their career.

Whether you're a high-volume producer who runs a lean machine, a relationship-first originator who lives on referrals, a specialist in niche products like jumbo or reverse, a newer originator building your foundation, or a branch builder growing a team — this platform was engineered to meet you where you are and scale with where you're going.

WHO WE ARE

We are one of the nation's largest and longest-standing independent mortgage broker platforms — 30+ years in the industry, over 84,000 families served, and nearly $5.5 billion in funded loans. We are not a retail bank. We are not a call center. We are a platform built exclusively for loan originators who want wholesale access, maximum comp, and zero corporate red tape.

With a network of over 100 wholesale lenders — including top-tier partners — we beat retail bank and correspondent pricing 90–95% of the time. You'll never lose a deal because you didn't have the product or the rate.

THE OPPORTUNITY

Licensed in 41 states. Forward, reverse, and commercial origination all under one roof. If you want to grow your business, diversify your income streams, or simply stop leaving money on the table — this is the platform.

Product

What You Keep

Conventional, FHA, VA

Industry's highest commission split

Jumbo & Non-QM

W2 or 1099 — your choice

Reverse (HECM & Jumbo)

Fast, direct payouts

Commercial & Multi-Family

Keep your book, build your brand

Construction & Bridge

Compliance handled for you

THIS ROLE IS BUILT FOR YOU — ALL 5 OF YOU

We recognize that no two loan officers are the same. Here's how this platform works for every profile:

1

The High-Volume Producer You close 10–30+ loans a month and you need a machine behind you — fast lender decisions, clean tech, automated file submissions, and QC handled so you can stay in origination mode. Our streamlined platform dramatically cuts time from app to funding. Bring your pipeline and keep almost everything you earn.

2

The Relationship Builder Your business runs on Realtors, financial planners, CPAs, and past clients. You want competitive rates that make your referral partners look brilliant. With access to wholesale pricing and nearly 100 lenders, you'll always have the best offer at the table. Your personal brand is yours to keep — we give you the marketing engine to amplify it.

3

The Product Specialist Reverse mortgages, jumbo, Non-QM, commercial, construction — if you've carved out a niche, we have the lender relationships and dedicated division support to go deep with you. Our reverse division offers full origination, sales, and support training. Our commercial division opens doors beyond residential.

4

The Growth-Minded Originator You have your license, you have hustle, and you want to build right. Our QuickStart onboarding gets you originating on the platform fast. A dedicated curriculum for retail-to-broker transitions, quarterly workshops led by top producers, live Chat support, and a community of 1,000+ LOs means you're never on an island.

5

The Branch Builder / Team Leader You think in terms of production units, not just loan count. Our platform supports branch structures that let you recruit, mentor, and grow — with the compliance, lender relationships, and brand infrastructure already built. You focus on leadership; we handle the back-end.

WHAT YOU GET

Lender Access & Pricing

• Over 100 approved wholesale lenders — more options than any retail shop
• Top-tier United Wholesale Mortgage partnership
• Pricing that beats banks and correspondents 90–95% of the time
• Forward, reverse, and commercial products in one platform

Compensation

• Highest commission splits in the industry
• W2 or 1099 — choose what works for your situation
• Fast, direct pay — no delays, no games
• Keep your clients, keep your book

Technology & Operations

• Automated file submissions and quality control approvals
• Streamlined lender submission platform
• Compliance managed for you — so you originate, not administrate
• Chat: instant expert responses to any lender or product question

Marketing & Brand

• Brand Central: free personalized website, business cards, social templates, and customizable marketing flyers
• Your brand, your business — supported by our infrastructure
• Co-marketing resources with real estate and referral partners

Training & Community

• QuickStart: new hire onboarding to get you originating fast
• Dedicated retail-to-broker transition curriculum
• Quarterly Workshops led by top producers
• Annual Connect summit with keynote speakers, lender showcase, and top producer panels
• 1,000+ LO network for deal collaboration and knowledge sharing
• Reverse Mortgage training program with full origination-to-close support

REQUIREMENTS

• Active NMLS license (required)
• State licensing in one or more of our 29 licensed states
• Ability to self-source business (or commitment to building that capability)
• Self-motivated, entrepreneurial mindset — you run your business, we run the platform
• Willingness to bring or build a referral network
• 2 years experience as an LO
• Ideally written 12+ loans in the last 12 calendar months

WHY BROKERS CHOOSE THIS PLATFORM

"With access to over 100 lenders, you'll never lose a deal to rate or lack of product."

"You are your own boss, but not alone in business."

"Management keeps my files in compliance, pricing high, and rates low. I keep almost all my commission."

We're not the right fit for everyone. If you need hand-held lead generation or require heavy management oversight, this platform may not be for you — and we respect that. But if you're ready to run a real business with the best infrastructure in the independent broker channel, we should talk.

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